Dunkirk Lake Shore Savings Bank Location Timeline
1891

Lake Shore Savings chartered.
1926

Located on current site at 128 East Fourth Street Dunkirk, NY.
1936 

Assets of $1,223,707.
1948

Assets of $2,159,132.
1968

Assets of $8,904,500.
1977

Renovation of 128 East Fourth Street site. Addition of drive thru facilities.
1987 

Purchased property at 85 West Main Street Fredonia, NY. Opened first branch office, December 7th. Combined assets in excess of $63 million.
1988
Expansion of Dunkirk location. Assets at $71 million.
1991

100th year of service. Assets exceed $98 million. Expansion of Fredonia location.
1993

Installation of ATM units at Dunkirk and Fredonia locations. Assets exceed $115 million.
1995

Mortgage office opens in Jamestown, NY.
1996

A full-service location opens at the Wegmans Plaza at 1 Green Avenue in Jamestown. Assets exceed $135 million. Relocation and expansion of Fredonia location to the current downtown location at 30 East Main Street.
1997

In response to customer demand, Lake Shore Savings opens a second full-service location at 115 East Fourth Street in Jamestown.
1998

Installation of ATM unit at the D&F Plaza located at 1170 Central Avenue, Dunkirk, NY. Assets exceed $170 million. Opening of Westfield branch located at 106 East Main Street.
1999

Installation of D.A.S.H. (Direct Access Secure Hotline), 7 days-a-week, 24 hours-a-day access to all customers accounts. Assets exceed $183 million.
2000
Assets exceed $200 million.
2003

A full-service branch opens at 3111 Union Road, Orchard Park, NY. A full-service branch opens at 5751 Transit Road, East Amherst, NY.
2005
Opened full-service location at 59 Main Street, Hamburg, NY. Assets exceed $333 million.
2006
Opened two ATM locations at Smith’s True Value Hardware Rt. 5 & 20 Irving, NY and on the SUNY Fredonia Campus at 280 Central Avenue Fredonia, NY. Assets exceed $354 million.
2008
Opened full-service location at 3438 Delaware Avenue Kenmore, NY. Completed the renovation of our Dunkirk branch. Added an ATM location at the Dunkirk Boardwalk at The Dunkirk Pier, Dunkirk, NY. Assets exceed $407 million.
2010
Opened full-service location at 570 Dick Road, Depew, NY. Assets exceed $479 million.
2011
Appointment of new President and CEO, Daniel P. Reininga, upon retirement of David C. Mancuso. Assets exceed $488 million.
2012
Completed façade renovations at Orchard Park Branch at 3111 Union Road Orchard Park, NY. Added an ATM location on the SUNY Fredonia Campus. Assets exceed $481 million.
2013
Opened full-service location at 4950 Main Street Snyder, NY.
2014
Introduced a new line of consumer and commercial online banking products.
2017
125th Anniversary Celebration. Assets exceed $500 million.
2018
Launched redesigned website. Opened Commercial Lending headquarters in Orchard Park, NY. Assets exceed $540 million.
2019
Assets exceed $600 million.
2023
Appointment of new President, CEO, and Director Kim C. Liddell upon retirement of Daniel P. Reininga.