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Hassle-Free Business Checking to Bank with Ease

At Lake Shore Savings, we want to make sure you have a smooth banking experience, so you can focus on what’s most important – your business. That’s why we have a variety of checking accounts that fit the needs of almost any type of business. Plus, we offer optional Overdraft Protection to keep your account out of the red with savings account transfers or with a line of credit.

This account is designed for businesses with low to moderate activity each month.

  • No Minimum Balance
  • No Monthly Service Charge
  • 250 Free Transactions each Month*
  • Free Business Debit Card
  • Free E-Statements with Check Images
  • Mobiliti BusinessTM

  • Overdraft Line of Credit (subject to credit approval)
  • Plus More Free Business Services*

* Please refer to our Business Checking Account Service Charge Schedule for a complete list of fees and service charges.

This account is designed for the business with high levels of account activity. There is no minimum balance requirement and it provides an earnings credit which may eliminate service charges.

  • Monthly Service Charge: $14.00
  • Earnings Credit Per Check or Withdrawal: $0.18
  • Earnings Credit Per Deposit: $0.18
  • Earnings Credit Per Deposit Item: $0.18
  • Free Business Debit Card
  • Free E-Statements with Check Images
  • Mobiliti BusinessTM

This account is designed for businesses with high average balances and minimal monthly transactions.

  • Tiered interest rates*
  • Waived monthly maintenance fee with $2,500 minimum balance
  • Business Debit Card
  • Free E-Statements with Check Images
  • Overdraft Line of Credit (subject to credit approval)

* This account offers a variable interest rate which is subject to change without notice. See separate rate sheet for interest rates and corresponding APYs.

This account is available only to those customers qualified as a Non-Profit Organization.

  • No monthly service charge
  • No minimum balance requirements
  • No transaction limitations

This account is available only to those customers qualified as a Non-Profit Organization.

  • Monthly maintenance assessed unless ledger balance is $500 or more
  • Variable interest rate, subject to change without notice

With this account, you can make your money work for you. Earn interest while managing  your money and keeping your business on track.

    • Variable interest rate, subject to change without notice
    • Monthly maintenance fee waived if ledger balance is $7,500 or more
    • Minimum balance of $1,000 is required to earn interest*

    *Please refer to Lake Shore Savings Bank’s Business Deposit account agreement for additional information regarding this account.

Let's get started

If you’re not sure which account is right for you, or if you have questions regarding any of our account options, please call or stop in to your local Lake Shore Savings branch. We will be happy to help you determine the account that best fits your financial lifestyle.