Welcome to LS Checking – featuring our LS i $ave Savings app!

Take a side-by-side look and compare our three checking accounts – LS Ultimate, LS Plus and Simply LS.

Feature LS Ultimate
Discover our
biggest benefits.
Powered by
LS Plus
Explore some
great perks.
Powered by
Simply LS
Enjoy basic banking.
Anywhere banking tools
Free online and mobile banking, bill pay,
debit card and E-Statement.

I $ave Savings – Shop local, save local
Local discounts and national retailer deals to save
you money on shopping, dining, travel and more.


Limited to 3 local deals

Cell phone protection1,2
Receive up to $400 per claim ($800 per year)
if your cell phone is broken or stolen.

Identity theft protection1,2
Includes payment card protection,
$2,500 in personal
identity protection and identity theft aid.

Roadside assistance
Available 24/7 and free to use,
up to $80 in covered service charges.

$10,000 travel accidental death coverage2
Peace of mind for the unexpected.

Pharmacy, vision and hearing savings
Save money on prescriptions, eye exams,
frames, lenses and hearing services.

Great interest on your checking balance
Earn more with our best checking rate.

Additional bank benefits3
Preferred rates on CDs. Plus,
unlimited surcharge-free ATM
usage through our expanded network.

Service Charges

$8 Monthly Fee, OR maintain a $1,000
minimum monthly balance to avoid
the $8 monthly service charge.

$6 Monthly service fee with no
minimum balance requirement.

$7 Monthly Fee, OR maintain either a
$100 minimum monthly balance or
have a monthly direct deposit to
avoid the $7 monthly service charge.


Explore the benefits of BaZing

At Lake Shore Savings, our LS Ultimate and LS Plus checking accounts are powered by BaZing – the free mobile app that boasts some really great perks. Check out some of the BaZing features you could enjoy below:

Money-Saving Discounts
BaZing offers big savings on local and name-brand merchants where you live, work and travel. Use the app to find deals in the surrounding area so you can save big wherever you are.

Anywhere Banking Tools
The easy-to-use banking tools allow you to manage your money whenever and wherever you want. With everything from Online and Mobile Banking to E-Statements and mobile deposits, you’ll enjoy a truly convenient banking experience.

Cell Phone Protection
Just pay your cell phone bill with your I $ave Checking Account and you’re covered. If your phone is broken or stolen, we’ll pay to have it replaced, up to $400 per claim (maximum of $800 per year).
Cell phone protection and personal identity protection are subject to additional terms and conditions.

Identity Theft Protection

  • Payment card protection – if your payment cards are lost or stolen, you’ll have a personal fraud specialist ready to assist you.
  • $2,500 in personal identity protection – reimbursement for covered expenses you incur to restore your identity.
  • Identity theft aid – unlimited access to personal fraud specialists who provide identity recovery and restoration assistance.

Roadside Assistance
Lock your keys in your car? Car won’t start? Roadside assistance is available 24/7. It’s free to use, up to $80 in covered service charges.

Let's get started

We would love the opportunity to discuss the value of a Lake Shore Savings relationship with you personally. With 11 branches conveniently located throughout Erie and Chautauqua counties, we're just a visit, click or call away.

Visit the Locations page to find the branch nearest to you, or click the link below to start the account opening process and we will contact you directly.

  1. Cell phone protection and personal identity protection are subject to additional terms and conditions. See branch for details.
  3. Speak with a branch representative for details.