Dunkirk Branch
128 East Fourth Street
Dunkirk, New York 14048
Phone: 716-366-4070
Fax: 716-366-2965
DASH: 716-366-8550
Branch Manager: Amy Dobek

Smart Account (NOW)

At Lake Shore Savings, a Smart Account (NOW Account) is one simple, worry free account.

Interest-Earning Checking!*
No Monthly Service Fee! with direct deposit
Free Checks!**
Unlimited Check Writing!
Free Direct Deposit!
Installment Loan Discounts! when utilizing automatic payment plan

If you are not sure which account is right for you, or if you have questions regarding any of our account options, please call or stop in to your local Lake Shore Savings branch. We will be happy to help you determine the account that best fits your financial lifestyle.

*Requires minimum monthly balance.
**Applies to first order of 50 checks.

To better service our customers we can now provide surcharge free access to over 1,900 ATM locations. Effective January 1, 2010 you will no longer be able to have surcharge free access to KeyBank ATM locations. Please visit the Locations page under the ATM tab to find a list of current ATM’s that can be used surcharge free.

Notice to Users: FDIC INSURES THE SAFETY OF YOUR FUNDS WITH US - New Deposit Insurance Limits - The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013. Visit www.fdic.gov to find out how you can get even more insurance coverage OR stop by your local office and we will be happy to help you set up your accounts for the best coverage.

*Notice to Users: This computer system is the property of Lake Shore Savings. It is for authorized users only. Unauthorized or improper use of this system may result in disciplinary action and civil and criminal penalties. By continuing to use this system, you indicate your awareness and consent to these conditions of use.